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"MSB" stands for "Money Services Business," which refers to businesses that provide financial services such as money transfers, remittances, prepaid card issuance, and virtual currency transactions. In the US, MSBs must comply with federal and state laws and regulations and obtain the necessary licenses to operate legally.
If you are a provider of money services business (MSB) and your app is related to financial services such as money transfers, remittances, or virtual currency transactions, obtaining an MSB license may be helpful for getting your app on the App Store.
Both Apple's App Store and Google's Google Play store have rules and requirements, especially for apps involving financial transactions. These rules and requirements are usually aimed at ensuring app security, user privacy, and legal compliance. Having an MSB license can demonstrate that your business is legitimate and compliant with relevant regulations, increasing the chances of your app being approved for listing.
However, please note the following:
While obtaining an MSB license may help with getting your app on the App Store, it is not the only requirement. You still need to comply with other rules and requirements of the App Store, including user privacy policies, app content, and security.
The rules and policies of the App Store and Google Play store may change over time, so make sure your app continuously meets the latest requirements.
If your app provides money services business in multiple countries or regions, you may need to consider complying with the financial regulatory requirements of each country and obtaining additional licenses or permits if necessary.
Ultimately, to successfully list your app, it is recommended to carefully study the rules of the App Store and Google Play store, ensure your app meets all requirements, and collaborate with regulatory authorities if necessary to obtain the necessary licenses.
